OpenAI introduces ChatGPT Wallet, which lets agents pay with user approval

OpenAI has introduced ChatGPT Wallet, a way for agents in ChatGPT Work, Codex and dots to complete purchases. Users add a card once and approve each purchase with a security check such as Face ID or a fingerprint scan, after reviewing the items, total and selected card. OpenAI says the payment network issues a payment token, so the agent and the business never see the real card details, and that cards keep their rewards and protections for eligible disputes. It was built with American Express, Mastercard and Visa.

ChatGPT Wallet begins rolling out today in dots, for ChatGPT Pro subscribers aged 18 and older in the US with eligible US-issued cards. OpenAI says it expects users to later delegate purchases to an agent within limits they set, such as spending caps, categories or time periods.

For businesses, OpenAI published a Commerce Partner Playbook. It covers product feeds, letting ChatGPT agents through CDNs and firewalls using signed requests (Web Bot Auth), working with payment and risk providers so agent purchases are not declined, and building plugins or WebMCP tools. OpenAI names fraud-prevention partners Forter, Riskified, Sardine and Signifyd, and payment providers Adyen, Checkout.com and Stripe.